Spend Guide

Best Credit Cards For Travel In India

If travel takes a big share of your spending, start with cards that reward flights, hotels, lounge access, and travel bookings well.

Why This Spending Type Matters

When Travel Should Shape Your Card Choice

A good fit if flights, hotels, cabs, and travel bookings show up often in your spending.

Often better than a generic cashback card when you actually use travel perks.

Most useful if you care about miles, lounge access, or hotel benefits.

Use Your Own Spending

Check This Against Your Real Spending

Ranked lists are a helpful starting point, but the right card still depends on where your money really goes. Use your statement if you want suggestions based on your own spending.

Ranked Picks

Cards Worth Looking At For Travel

These are the current ranked picks for this spending type.

#1Travel

Axis Magnus for Burgundy

Joining fee: ₹30,000 + GST

Annual fee: ₹30,000 + GST

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#2Travel

HDFC Diners Club Black Metal Edition

Joining fee: ₹10,000 + taxes

Annual fee: ₹10,000 + taxes

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#3Travel

Axis Bank Reserve

Joining fee: ₹50,000 + GST

Annual fee: ₹50,000 + GST

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#4Travel

Axis Atlas

Joining fee: ₹5,000 + GST

Annual fee: ₹5,000 + GST

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#5Travel

HSBC TravelOne

Joining fee: ₹4,999

Annual fee: ₹4,999

#6Travel

Axis Horizon

Joining fee: ₹3,000 + GST

Annual fee: ₹3,000 + GST

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#8Travel

HDFC Regalia Gold

Joining fee: ₹2,500 + taxes

Annual fee: ₹2,500 + taxes

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#9Travel

MakeMyTrip ICICI Bank

Joining fee: ₹999

Annual fee: ₹999

#10Travel

Marriott Bonvoy HDFC Bank

Joining fee: ₹3,000 + taxes

Annual fee: ₹3,000 + taxes

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#11Travel

Amex Platinum Travel

Joining fee: ₹5,000 + taxes

Annual fee: ₹5,000 + taxes

#12Travel

Amex Membership Rewards Card

Joining fee: ₹1,000 + taxes

Annual fee: ₹4,500 + taxes

#13Travel

Axis Bank Miles & More World

Joining fee: ₹3,500 + GST

Annual fee: ₹3,500 + GST

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#14Travel

Club Vistara IDFC FIRST Bank

Joining fee: ₹4,999 + GST

Annual fee: ₹4,999 + GST

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#15Travel

IRCTC SBI Platinum

Joining fee: ₹500 + taxes

Annual fee: ₹500 + taxes

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#16Travel

Kotak IndiGo Ka-ching 6E Rewards XL

Joining fee: ₹1,500

Annual fee: ₹1,500

#17Travel

YES BANK Paisabazaar PaisaSave

Joining fee: ₹0

Annual fee: ₹499 + taxes

FAQ

Questions About Travel Cards

Who should choose a travel credit card?

A travel card is usually best for people who spend regularly on flights, hotels, and travel bookings and want benefits like miles or lounge access.

Are travel cards only useful for frequent flyers?

Not always. They are strongest for regular travelers, but they can still work well if the rewards and benefits clearly cover the fee.